Fantastic finance on
pre-owned prestige &Sports vehicles backed by 30+ years industry experience

typical 6.9% APR

Welcome to Prestige vehicle Funding

Our aim: To save you money when funding your next prestige or Sports car

Why Choose PVF

Are you looking to buy a late used Prestige or high value sports car? Using the dealers finance can be an expensive mistake!

Take look for yourself on any prestige or Sports main dealer website, you will see they quote an APR of between 9.9% and 10.9% APR finance rate for pre owned cars.

Our average rate is currently 6.9% APR!


A recent quotation on a pre owned Lamborghini gave our client a saving of 15,582 over a 48 month term compared with the dealers quotation.

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  • Lower finance rates - Always lower than main dealers on used prestige & Sports vehicles, and on most new prestige & Sports marques.
  • All the funding options - Personal Contract Purchase (PCP), Hire Purchase (With or without a final balloon), Contract Hire, Business or personal or classic cars.
  • Multiple funders - To find the right funding product for you.
  • Additional credit line - Keep your savings in the bank for a rainy day and leave your credit lines with your bank open, should you need to borrow in the future.
  • Rapid turnaround - Quick decisions. We won't slow you down.
  • Flexibility - For those who like to change their car more often.
  • Significant cost savings compared to main dealers.
  • A personal one to one service, your own adviser always 'on call' for you.
  • Free advice on all funding options available to you.
  • We aim to offer lower finance rates than dealers so your budget will probably go further than you thought.

Get a quote

Whether you have found a car or still just looking, call us for a finance quotation. Getting finance pre approved before you find a car, can save time and stress.


Find your car

Now you can enjoy searching for your dream car. As soon as you find it, we take care of all the documentation and pay the suppling dealer.


Collect your car

You simply pick up the car from the dealer.

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Who we are

30+ years industry experience

Prestige Vehicle Funding is part of Leama Specialist Cars Ltd, established 14 years ago. Leama have supplied and financed thousands of new and used prestige & Sports vehicles to clients throughout the UK, combining a wealth of industry knowledge with over 30 years experience in the supply of vehicles to business and private individuals. Prestige Vehicle Funding can now offer the advantageous finance rates Leama have negotiated, to clients who have sourced their prestige or Sports car elsewhere.

Leama Specialist Cars

FAQs

Q: What difference does a small reduction in the interest rate make?

A: Here are two examples which demonstrate how much you can benefit from a small reduction in interest rates.


1) Borrowing £25,000 over 60 months on Hire Purchase:

10.9 APR (Standard Dealer Rate For Used) 6.9 APR (PVF rate for this balance)
60 x £535.99 60 x £491.39
Total repayable £32,159 Total Repayable £29,483

PVF saving of £2,675.60

This is not an offer. Finance is subject to status and underwriting criteria.


2) Borrowing £50,000 over 60 months on Hire Purchase:

10.9 APR (Standard Dealer Rate For Used) 6.9 APR (PVF rate for this balance)
60 x £1,071.99 60 x £982.79
Total Repayable £64,319 Total Repayable £58,967

PVF saving of £5,351

This is not an offer. Finance is subject to status and underwriting criteria.


Q: How can you beat the main dealers' rates on prestige & Sports cars?

A: Dealers are used to customers negotiating on the purchase price of the car, but then very few people go on to query the finance rate. You can very easily lose any discount you have gained by overpaying for the finance. Just see the example above.


Q: I have found a car being sold privately, can I finance that with you?

A: Subject to the car fitting our criteria, yes you can.


Q: I am a company director, can I do the finance in my own name or does it have to go through my company?

A: We can happily accommodate both business and personal clients.


Q: Are you competitive on new car finance?

A: Yes we are, and we can possibly source a new car quicker and with a better discount.

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